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Make money moves that matter!

Piggy bank sitting on a pile of money
MAX Checking

3.00 % APY1

MAX Money Market

3.00 % APY2

Certificate of Deposit

3.85 % APY3

Power of the Dollar® MAX

Our Power of the Dollar® MAX gives you… the MAX! Get returns, loan discounts, access to our MAX Money Market, and more.
Benefits
  • Earn as high as 3.00% APY on Balances up to $10,000
  • Get a .50% Loan Discount on
    • Auto, Personal, Home Equity & Home Improvement Loans
  • Get 15 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0% APR4 Classroom Supply Loan
  • Access to MAX Money Market
Account Details
  • $25 minimum opening deposit
  • Dividends paid monthly
  • Minimum average daily balance of $500 to earn APY
  • $5 monthly impact fee
Open MAX Checking

MAX Money Market

Our MAX Money Market maximizes your savings and rewards higher balances with higher rates. There’s no cap on how much you can deposit, and you benefit from best-in-town rates that are comparable to a CD!
Benefits
  • Rates as high as 3.00% APY
  • Dividends compounded monthly
  • Unlimited transfers & withdrawals
  • View all Money Market Rates
Account Details
  • This account earns dividends with a minimum daily balance of $250
  • Deposits can be made at any time and any amount
  • Maintain a Power of the Dollar® MAX checking account
Open MAX Money Market

Certificate of Deposit (CD)

For a safe and reliable way to secure your financial future, open a Certificate of Deposit (CD) today for as little as $500. Invest in a Firstmark Credit Union CD and receive a competitive rate of dividends in return.

Benefits
  • Rates as high as 3.85% APY
  • Are viewable online and through Firstmark Credit Union’s Digital Banking
  • May be used to secure a loan
Account Details
  • Must have a S1 savings account with a minimum of $5
  • Penalties will be incurred for early withdrawals
Open A CD
  1. APY is Annual Percentage Yield. Accurate as of 05/12/2025. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered rate account. There is a minimum average daily balance required to earn the APY disclosed for the dividend period. If the minimum average daily balance requirement is not met during the dividend period, you will not earn the stated APY. For balances $0-$499, the Dividend rate is 0.00% with a APY range of 0.00%; Balances $500 – $10,000 the Dividend Rate is 2.96% with a APY range of 3.0%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with a APY range of 0.01%.
  2. APY is Annual Percentage Yield. Accurate as of 05/12/2025. MAX Money Market requires a Power of the Dollar® MAX checking account. If your Power of the Dollar® MAX checking account is closed at any time during the month, your MAX Money Market account will be converted to a On Your Mark® Money Market account. The dividends will be converted to the On Your Mark® Money Market at the current rate on the first of each month. See rate sheet for APY information. Checks will not be allowed on MAX Money Market accounts. Minimum daily balance of $250 to earn APY. Balances $250.00 – $2,499.99 the dividend is 0.50% with an APY of 0.50%; Balances between $2,500 – $9,999.99, the dividend is 1.74% with an APY of 1.75%; Balances between $10,000 – $24,999.99, the dividend is 1.98% with an APY of 2.00%; Balances between $25,000 – $49,999.99, the dividend is 2.23% with an APY of 2.25%; Balances between $50,000 – $99,999.99, the dividend is 2.47% with an APY of 2.50%; Balances over $100,000, the dividend is 2.96% with a APY of 3.00%. Compounded monthly.
  3. APY is Annual Percentage Yield and is effective as of 05/12/2025. The 3.85% APY requires a minimum deposit of $500. Compounded monthly. Fees or other conditions could reduce the earnings on the account. The stated APY assumes no withdrawal of principal or dividends during the 7- and 11-month terms of this certificate of deposit. Penalties will be incurred if early withdrawals are taken. Applicable to new money only from a financial institution other than Firstmark. Terms and conditions subject to change without notice. Federally insured by NCUA.
  4. APR is Annual Percentage Rate. Accurate as of 05/12/2025. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
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