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Business Loans

Take your business further with
Firstmark's Commercial Lending Solutions!

Whether your business is looking to expand, invest in new equipment, acquire a commercial space, or manage cash flow, Firstmark Credit Union’s commercial loans are designed to meet the unique needs of your business and achieve its future goals.

Application Process

Loan decisions and rates generally depend on amount of the loan, the financial stability of the business and personal guarantor, and the member’s relationship with Firstmark Credit Union.

Applicants can expect to submit the following for most loan requests:

  • A completed application that is signed/dated by the owner(s)
  • Three (3) years of tax returns for the business
  • Three (3) years of tax returns for the owner(s)
  • A current personal financial statement for the owner(s)
  • The most recent balance sheet & income statement for the business

For more information, we would be happy to assist you by email at: [email protected]

Apply Now!

Commercial Lending

Firstmark Credit Union’s commercial lending program is designed to meet the needs of our current and future members by offering a wide-array of credit products that can be approved with favorable terms.

Commercial Real Estate

This business loan is designed to help businesses and investors acquire, develop, or renovate income-generating properties such as office buildings, retail centers, or warehouses. Offering a strategic way to invest in commercial real estate, this loan provides capital needed to expand commercial spaces that support businesses growth and generate revenue.

  • Terms: Flexible and negotiable
  • Loan-to-Value: Up to 80%
  • Commercial Construction Loans also available
Vehicle & Equipment Loans

We can also assist in providing financing for new and pre-owned purchases for commercial vehicles and equipment or provide refinancing from another institution.

  • Terms: Up to 84 months for each vehicle
  • Loan to Value: Up to 100% depending upon your existing relationship
Apply Today

Lines of Credit

Lines of credit are often used to assist with cash flow, take advantage of trade credits with other businesses, and purchasing raw materials or inventory for your business. Cash flow flexibility allows you to allocate your remaining cash for short-term operational expenses and emergencies.

Business Platinum VISA® Card

This card is preferred by business owners as a flexible way to access funds quickly while freeing up cash to be used in other capacities. Firstmark Credit Union’s Business Platinum VISA® Card empowers you to purchase inventory, material, gas for company vehicles, and operate your daily business through one business loan product.

Reward points accumulate every time you use your card for purchases. Redeem points for merchandise and travel. Receive one (1) point for every two (2) retail dollars spent in a 25-day grace period on retail purchases.

Business Platinum VISA® Fair Credit and Charge Card Disclosure

Business Platinum VISA Credit Card Agreement

Apply Today
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Needed Items

To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiaries:

  • Social Security Number
  • Date of Birth
  • Current Address
  • Phone Number
  • Email Address
  • Valid ID
  • Initial Deposit Amount (ACH or Credit Card)

Choose one of the following:

I'm new to Firstmark
I'm already a member

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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:

  • Social Security Number
  • Date of Birth
  • Current Address
  • Phone Number
  • Email Address
  • Valid ID
  • Requested Loan Amount
Apply Now

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