Auto Loans (2020 and newer) and Used Auto Loans
|
| Term |
as low as APR1 |
Payment per $10,0002 |
| 36 |
6.24% |
$305 |
| 48 |
6.24% |
$236 |
| 66 ($10,000 Minimum) |
6.24% |
$179 |
| 67 – 72 ($15,000 Minimum) |
6.59% |
$169 |
| 73 – 78 ($25,000 Minimum) |
7.09% |
$160 |
| 79 – 84 ($30,000 Minimum) |
7.59% |
$154 |
New Boats
|
| 36 |
9.00% |
$318 |
| 48 |
9.00% |
$249 |
| 60 ($10,000 Minimum) |
9.00% |
$208 |
| 72 ($15,000 Minimum) |
10.00% |
$185 |
| 84 ($25,000 Minimum) |
11.00% |
$171 |
Used Boat – Up to 10 model years
|
| 36 |
10.00% |
$323 |
| 48 |
10.00% |
$254 |
| 60 ($10,000 Minimum) |
10.00% |
$212 |
| 72 ($15,000 Minimum) |
11.00% |
$190 |
| 84 ($30,000 Minimum) |
12.00% |
$177 |
New Recreational Vehicles
|
| 60 ($10,000 Minimum) |
9.00% |
$208 |
| 84 ($30,000 Minimum) |
11.00% |
$171 |
| 120 ($60,000 Minimum) |
12.00% |
$143 |
Used Recreational Vehicles – Up to 10 model years
|
| 60 ($10,000 Minimum) |
10.00% |
$212 |
| 84 ($30,000 Minimum) |
11.00% |
$171 |
| 120 ($60,000 Minimum) |
13.00% |
$149 |
New Motorcycles
|
| 36 |
9.00% |
$318 |
| 48 |
9.00% |
$249 |
| 60 ($10,000 Minimum) |
9.00% |
$208 |
Used Motorcycles – Up to 10 model years
|
| 36 |
10.00% |
$323 |
| 48 |
10.00% |
$254 |
| 60 ($10,000 Minimum) |
10.00% |
$212 |
|
Personal Unsecured
|
| Term |
as low as APR3 |
Payment per $10,0002 |
| 12 |
10.49% |
$881 |
| 24 |
10.49% |
$464 |
| 36 |
10.99% |
$327 |
| 48 |
11.49% |
$261 |
| 60 |
11.99% |
$222 |
Line-of-Credit
|
| New Advances |
11.49% |
— |
Educators Loan
|
| Classroom Supply Loan |
0.00%4 |
— |
Credit Card
|
|
as low as APR5 |
VISA Platinum low rate
|
12.50% |
VISA Platinum Rewards
|
14.50% |
Mortgage Loans
|
| DUE TO CURRENT INTEREST RATE MARKET VOLATILITY, WE ARE NOT POSTING MORTGAGE LOAN INTEREST RATES ON THIS WEBSITE. THE MORTGAGE LOAN OFFICER WILL PROVIDE RATE QUOTES BASED ON THE SPECIFIC DETAILS OF EACH REQUEST |
Home Equity
|
| Term ($25,000 Minimum) |
APR6 |
Payment per $10,0002 |
| 60 |
6.74% |
$197 |
| 84 |
6.94% |
$151 |
| 120 |
7.24% |
$117 |
| 180 |
7.39% |
$92 |
| 240 |
7.54% |
$81 |
| 300 |
7.74% |
$75 |
Home Improvement
|
| Term ($25,000 Minimum) |
APR6 |
Payment per $10,0002 |
| 60 |
7.89% |
$202 |
| 84 |
8.09% |
$156 |
| 120 |
8.39% |
$123 |
| 180 |
8.54% |
$99 |
| 240 |
9.19% |
$91 |
- APR is Annual Percentage Rate. Rates accurate as of 01/15/2025. Floor rate on auto loans is 6.24% APR. Subject to normal credit, underwriting and collateral value guidelines. Rates and terms are subject to change without prior notice. Interest will accrue during the deferment period for the 60-day no payment option. Other restrictions may apply. This offer does not apply to existing Firstmark vehicle loans. Vehicle means auto, light trucks, boats, motorcycles, and RVs. For example, on a $10,000 loan at 6.24% for 66 months, you will make 66 payments of approximately $179.
- Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.
- APR is Annual Percentage Rate. Rates accurate as of 01/15/2025. Rates as low as 10.49% APR and as high as 18% APR and are subject to change without prior notice. Terms range from 12 to 60 months. The minimum dollar amount for 60 months is $10,000. Other restrictions may apply. For example, on a $10,000 loan at 10.49% for 12 months, you will make 12 payments of approximately $881.
- APR is Annual Percentage Rate. Accurate as of 01/15/2025. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is ten (10) months. Payment example: On a 10-month loan for $500 at 0.00% APR, you would make ten (10) payments of $50. All loans are subject to credit approval.
- APR is Annual Percentage Rate. Accurate as of 01/15/2025, and is subject to change without notice. APR is variable and your specific APR will range between 12.50% and 18.00% on Platinum card, 14.50% and 18.00% on Platinum Rewards card and 16.00% and 18.00% on Signature card depending on your creditworthiness. Penalty APR: 18.00%. All usual credit criteria apply. Other restrictions may apply. Credit union membership is required to obtain a credit union loan. APR based on Wall Street Journal prime rate plus a margin.
- APR is Annual Percentage Rate. Rates and terms are accurate as of 01/15/2025, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum amount is $25,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate. Rates range from 6.74% to 9.74% based on credit qualification, lien position and loan term. .25% and .50% Power of the Dollar® discount applies to Home Equity and Home Improvement loans. For example, on a $10,000 loan at 6.74% for 60 months, you will make 60 payments of approximately $197.
|
