Mortgage Loans

Services provided via partnership with TruHome Solutions, LLC (NMLS #284608) and are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. TruHome Solutions, LLC located at 6330 Sprint Parkway, Suite 200, Overland Park, KS 66211. See: www.nmlsconsumeraccess.org.

1. Terms vary based on selected product. The property will be used as a primary residence. Qualifying credit score of 780 or better is required and maximum loan-to-value ratio of 75%. Discount eligibility requires minimum loan amount of $250,000 for 30-Year Fixed Rate program or $400,000 for 5/5 Adjustable-Rate Mortgage (ARM) loan. Property hazard insurance is required. Standard closing costs and fees apply. Mortgage rates subject to change until execution of an interest rate lock-in agreement. Firstmark Credit Union is not part of and does not represent any government agency.

2. Terms vary based on selected product. The property will be used as a primary residence. Disclosed rates are based on a purchase amount of $250,00 loan amount, FICO of 780+ with a maximum loan-to-value of 100%. Property hazard insurance is required. Standard closing costs and fees apply. Mortgage rates subject to change until execution of an interest rate lock-in agreement. Firstmark Credit Union is not part of and does not represent any government agency.

3. APR is Annual Percentage Rate. Rates accurate as of 12/30/2024. Rates and terms are subject to change without prior notice. Other restrictions may apply. Rates are for Purchase and Refinances of residential property – No Commercial Property or Manufactured Homes. 5/5 ARM Rate advertised is an Adjustable Rate Mortgage (ARM). The interest rates and payments may increase after consummation. For the first 60 months, the APR will be 6.383% with an estimated payment of $59 per $10,000. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Closing costs are typically between $2,000 to $4,000. Title insurance is required. The escrow account must reflect the new loan amount.
4. Rate discount available for qualifying members. Terms vary based on selected product. The property will be used as a primary residence. Qualifying credit score of 680 or better is required and maximum loan-to-value ratio of 95%. Discount eligibility requires minimum loan amount of $250,000 for 30-Year Fixed Rate program or $400,000 for 5/5 Adjustable-Rate Mortgage (ARM) loan. Property hazard insurance is required. Standard closing costs and fees apply. Mortgage rates subject to change until execution of an interest rate lock-in agreement. Firstmark Credit Union is not part of and does not represent any government agency.
5. The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.