Login
Menu

ATM Theft Impacting Member Service! Read the full message here

Checking Accounts

Checking That Gets You Paid

Open a checking account with Firstmark and earn up to $300 within just 90 days!

  • Must be a new member
  • Account must remain open for 90 days
  • One direct deposit during first 30 days = Get $50
  • Two direct deposits totaling $2,000 during days 31-90 = Get $250
Get Paid - Apply Now

Earn & Give Back to Your Community with Power of the Dollar®!

POD Max
Open Now
Already a Member? Upgrade Now
Annual Earnings1Auto Loan Savings2ATM Fee Savings3Impact Fee4
Annual Earnings1 $300Auto Loan Savings2 $98ATM Fee Savings3 $68Impact Fee4 $60
Benefits
  • Earn 3.00% APY5 on Balances up to $10,000
  • Get .50% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 15 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0% APR6 Classroom Supply Loan
  • Access to MAX Money Market
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • Minimum Average Daily Balance of $500 to Earn APY5
  • $5 Monthly Impact Fee
Your Impact

Of the $5 monthly impact fee, $1 is contributed to the Firstmark Foundation, funding initiatives that enrich the schools in our community.

POD Plus
Open Now
Already a Member? Upgrade Now
Annual Earnings1Auto Loan Savings2ATM Fee Savings3Impact Fee7
Annual Earnings1 $15Auto Loan Savings2 $98ATM Fee Savings3 $68Impact Fee7 $36
Benefits
  • Earn .15% APY8 on Daily Balances
  • Get .50% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 15 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0% APR6 Classroom Supply Loan
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • $3 Monthly Impact Fee
Your Impact

Of the $3 monthly impact fee, $1 is contributed to the Firstmark Foundation, funding initiatives that enrich the schools in our community.

POD
Open Now
Already a Member? Upgrade Now
Annual Earnings1Auto Loan Savings9ATM Fee Savings3Impact Fee
Annual Earnings1 $10Auto Loan Savings9 $49ATM Fee Savings3 $45Impact Fee $12
Benefits
  • Earn .10% APY8 on Daily Balances
  • Get .25% Loan Discount on
    • Auto
    • Personal
    • Home Equity Loans
  • Get 10 ATM Fee Refunds Per Year
  • Free Standard Checks
  • Educators Only: Access to 0% APR6 Classroom Supply Loan
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • $1 Monthly Impact Fee
Your Impact

Your $1 monthly impact fee will be contributed to the Firstmark Foundation, funding initiatives that enrich the schools in our community.

Basic
Open Now
Already a Member? Upgrade Now
Annual Earnings1Auto Loan Savings2ATM Fee SavingsImpact Fee
Annual Earnings1 $1Auto Loan Savings2 $0ATM Fee Savings $0Impact Fee $0
Benefits
  • Earn .01% APY8 on Daily Balances
  • Free first box of checks
Account Details
  • $25 Minimum Opening Deposit
  • Dividends Paid Monthly
  • No Minimum Monthly Balance
  • No Monthly Service Fee

 

This account is subject to foreign ATM fees.

Bill Pay

Bill Pay

Mobile Deposit

Mobile Deposit

digital-wallet

Digital Wallet

Card Controls

Card Controls

Call (210) 442-0100
Book An Appointment

All Checking Accounts Have Access To:

Pay a Person (P2P)

Log in to
Digital Banking
Select
Transfer
Click
Pay a Person
Follow
Online Prompts
NCUA Insurance Coverage Booklet – Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
  1. Average checking account balance of $10,000.
  2. The average annual savings based on a .50% discount for a $35,000 auto loan at 6.24% for 60 months.
  3. Based on the national average $3 charge per transaction at a foreign ATM plus a $1.50 Firstmark foreign ATM transaction fee.
  4. The $5 monthly impact fee includes $1 to support the Firstmark Foundation.
  5. Annual Percentage Yield. Accurate as of 03/27/2025. The Credit Union may offer other rates in the future. Compounded monthly. A minimum balance is required to open this account. Fees or other conditions could reduce the earnings on the account. Power of the Dollar® MAX is a tiered annual percentage yield (APY) account. Rates are subject to change. Minimum daily balance of $500 to earn APY. Balances $500 to $10,000 the Dividend Rate is 2.96% with an APY of 3.00%; Balances $10,000.01(+) the Dividend Rate will revert to 0.01% with an APY of 3.00% to 0.01%.
  6. APR is Annual Percentage Rate. Accurate as of 03/27/2025. Membership with Firstmark Credit Union required. Must be an active and certified K-12 teacher in a public or a private school to qualify. Rates and terms are subject to change without prior notice. Loan amount is $500. Maximum term is 10 months. Payment example: On a 10 month loan for $500 at 0.00% APR, you would make 10 payments of $50. All loans are subject to credit approval.
  7. The $3 monthly impact fee includes $1 to support the Firstmark Foundation.
  8. Annual Percentage Yield. Accurate as of 03/27/2025.
  9. The average annual savings based on a .25% discount for a $35,000 auto loan at 6.49% for 60 months.
†

All qualifying members must conduct the following transactions to receive up to $300.

  • New member must make a direct deposit (or Automated Clearing House (ACH) of at least $10 into their new Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account to qualify for a $50 payout. The initial ACH deposit must be completed within the first 30 days of account opening. An account may only qualify once for payout. Upon qualifying, the $50.00 bonus will be deposited by the end of day into the member’s new Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account. Deposits under $10 are not eligible.
  • New member must make two or more ACH deposits for a total of $2,000.00 to qualify for a $250 bonus. ACH deposits must be completed within day 31 to 90 of account opening to qualify. An account may only qualify once for payout. Upon qualifying, the $250.00 bonus will be deposited by the close of the 91st day, into the member’s Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar MAX checking account.
    RequirementsIncentive
    $10.00 (or more)$50.00
    Two or more ACH Deposit totaling $2,000.00 (or more)$250.00
  • A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit. This can include salary / payroll, pension, Social Security, person to person (P2P) payments, or other ACH electronic deposit into a Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account.
  • Mobile check deposits, or deposits made at a branch or ATM do not qualify as an ACH/direct deposit.
  • Primary account owner must be age 18 to be eligible.
  • Promotion is for a limited time only and may end at any time without notice.
  • Rates, fees, and terms applicable can be located on the Firstmark Credit Union Truth-in-Savings Disclosures. The Credit Union may offer other rates for these types of accounts in the future.
  • A new Basic, Power of the Dollar®, Power of the Dollar® Plus or Power of the Dollar® MAX checking account must remain open throughout the 90-day qualification period to receive up to $300 payout.
  • $300* (For APY, Minimum Deposit requirements, and rates, please see Firstmark’s Truth in Savings disclosures here Membership Guide)
  • 8/21/2023 – All Firstmark Credit Union memberships closed within the last 90 days will not qualify for this promotion.
  • Incentives are considered interest and will be reported to the IRS Form 1099-INT (or Form 1042-S if applicable).
Facebook-f X-twitter Tiktok Youtube Instagram Linkedin-in
Loans
Accounts
Resources
Helpful Links
Download App
Google Play
Apple Store
Spurs Official Partner