Credit Cards

Minimum 610 FICO score required to qualify for an unsecured credit card and subject to final credit approval. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change. Firstmark uses Equifax/FICO Auto V8 Facta which may render a different credit score from other credit reporting agencies. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Qualifying criteria may be subject to change.

* Annual Percentage Rate. 5.99% APR rate applies to purchases between November 1, 2024, and January 1, 2025, for current Firstmark Credit Union credit card holders only. 5.99% APR begins when the initial transaction is made during the promotion period. Promotional APR is valid for 180 days (or 6 months) following your initial purchase transaction. After the promotion period ends, your APR will be adjusted to cardholders’ original rate (12.50% APR – 18% APR, based upon your creditworthiness). Existing cardholders are eligible 180 days (or 6 months) after the initial account opening. Promotion terms may change from time to time by Firstmark Credit Union.

1. Annual Percentage Rate (APR). There is a 5.99% APR on all purchases from account opening for 180 days (or 6 months).
2. APR is Annual Percentage Rate. Accurate as of 12/21/2024, and is subject to change without notice. APR is variable and your specific APR will range between 12.50% and 18.00% on Platinum card, 14.50% and 18.00% on Platinum Rewards card and 16.00% and 18.00% on Signature card depending on your creditworthiness. Penalty APR: 18.00%. All usual credit criteria apply. Other restrictions may apply. Credit union membership is required to obtain a credit union loan. APR based on Wall Street Journal prime rate plus a margin.