Home Equity Rates

As of Date 03/13/2025
Term as low as APR¹ Payment per $10,000²
60
 6.74% $194
84
 6.94% $147
120
 7.24% $112
180
 7.39% $86
240
 7.54% $73
300
 7.74% $66
  1. APR is Annual Percentage Rate. Rates and terms are accurate as of 03/13/2025, and are subject to change. No Commercial Property or Manufactured Homes. Home Equity Loans with greater than a 20-year term are limited to a 1st lien position only. The Firstmark Home Equity loan minimum amount is $25,000 and maximum term is 25 years. The “as low as” APR shown assumes 1st lien position. For a loan in 2nd lien position rate, add .25% to above rate. Rates range from 6.74% to 9.99% based on credit qualification, lien position and loan term. .25% and .50% Power of the Dollar® discount applies to Home Equity and Home Improvement loans. For example, on a $10,000 loan at 6.74% for 60 months, you will make 60 payments of approximately $194.
  2. Payment based on Interest Rate and Terms for each loan type as shown above. Payment is approximate.