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Improving our members’ lives through superior financial value and inspiring service.
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Firstmark members live out the highest vision for themselves.
See how we stand apart from traditional financial institutions and understand the true credit union difference.
Firstmark can be the premiere financial service provider for you and your family.
Credit unions do pay taxes – payroll taxes, sales taxes, and property taxes. Congress exempts credit unions from federal income taxes. The exemption was established in 1937, affirmed by statute in 1951, and reaffirmed in 1998 in H.R. 1151, the Credit Union Membership Access Act, which states:
Credit unions, unlike many other participants in the financial services market, are exempt from Federal and most State taxes because credit unions are member-owned, democratically, operated, not-for-profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and savings needs of consumers, especially persons of modest means.
Credit unions are economic democracy. Each credit union member has equal ownership and one vote, regardless of how much money a member has on deposit. At a credit union, every customer is both a member and an owner.
Each credit union is governed by a board of directors – elected by and from the credit union’s membership. Board members serve voluntarily.
By current federal statute, credit unions cannot serve the general public. People qualify for a credit union membership through their employer, organizational affiliations like churches or social groups, or a community chartered credit union.
Membership at Firstmark Credit Union is easy and open to just about everyone in our area. Since 1932, we have been providing quality products and services to our members and their families. Below are qualification requirements:
*Must live, work, attend school, or worship in the county
** Current or retired educator or student
Firstmark is all about people helping people. Credit unions exist to help people, not make a profit. Our goal is to serve all of our members well, including those of modest means – every member counts. Our members are fiercely loyal for this reason; they know their credit union will be there for them in bad times, as well as good. The same people-first philosophy causes credit unions and our employees to get involved in community charitable activities and worthwhile causes.
If the credit union difference is speaking to you, get started today by joining our Power of the Dollar® Checking family!
Founded by teachers, powered by members, and built for your community!
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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s: