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Personal Loans

Do Something Special!

Don’t let interest rates rise with the tide! Take advantage of our great savings and lock in interest rates as low as 10.49%APR1 for up to 24 months!

  • Family vacation
  • Education expenses
  • Vehicle repairs
  • Home repairs
  • Medical expenses
  • Weddings
  • Debt consolidation

With our personal loans, no collateral is required and no payments are needed for the first 45 days. We allow customers to borrow as little as $2,000, and as much as $50,000 for their loan. To apply, you can sign for your personal loan online, visit any of our financial center locations, or give us a call at (210) 442-0199.

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Calculate Your Payment

Use this calculator to compute the payment amount2 by adjusting the amount, rate, and terms.

per month
  1. APR is Annual Percentage Rate. Rates accurate as of 11/20/2024. Rates as low as 10.49% APR and as high as 18% APR and are subject to change without prior notice. Terms range from 12 to 60 months. The minimum dollar amount for 60 months is $10,000. Other restrictions may apply. For example, on a $10,000 loan at 10.49% for 12 months, you will make 12 payments of approximately $881.
  2. The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Unlock a Lower Rate

With a Power of the Dollar® MAX or Power of the Dollar® Plus checking account, you can lower your personal loan rate by .50%. Learn how you can expand your buying and saving power with these checking accounts!

Learn More

How do Personal Loans work?

Personal loans offer members the ability to finance big purchases and pay back the money given over time with set monthly payments. These types of loans have fixed interest rates and do not require collateral. Most members will apply for a personal loan to cover the cost of a vacation, some home repairs, medical expenses, or to consolidate debt.

Why Firstmark?

We offer no payments for 45 days, great rates, and an easy process that includes same-day approval, which provides peace of mind for our members. When you are financing a personal loan through Firstmark, you are receiving personalized service with experienced lending experts who are knowledgeable of the marketplace and in your corner committed to guiding you every step of the way.

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Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:

  • Social Security Number
  • Date of Birth
  • Current Address
  • Phone Number
  • Email Address
  • Valid ID
  • Requested Loan Amount
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Needed Items

To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiaries:

  • Social Security Number
  • Date of Birth
  • Current Address
  • Phone Number
  • Email Address
  • Valid ID
  • Initial Deposit Amount (ACH or Credit Card)

Choose one of the following:

I'm new to Firstmark
I'm already a member

Let's Get Started

Needed Items
To make this process as quick as possible, please have the following ready for yourself and any joint account holders on the account, including beneficiary’s:

  • Social Security Number
  • Date of Birth
  • Current Address
  • Phone Number
  • Email Address
  • Valid ID
  • Requested Loan Amount
I'm new to Firstmark
I'm already a member

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